W.E. Hughes has a policy to suit your needs from basic cover through to full replacement.
Our price excludes insurance but can be arranged by contacting our office. Please use the following rates to calculate the premium rate.
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Local
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Intrastate
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Interstate
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Replacement Rate
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1.10%
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2.20%
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2.75%
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All premiums are based on the declared value of your goods.
(ie. Goods of value $10,000 to be delivered locally would attract an insurance premium of $110.)
Replacement Cover includes all risk of loss or damage to the insured goods from any external cause including breakage, scratching, denting, chipping, chaffing, brusing and the like, theft, pilferage and non-delivery. All furniture and effects up to the age of five (5) years, unless arranged through our office, are covered. (Conditions apply* - please see below)
Basic Removal Cover includes, loss of or damage to the insured furniture and effects directly caused by fire, flood, collision of the conveyance, overturning of conveyance, derailment of the conveyance and jettison.
Basic Storage Cover includes, all risk of loss or damage to the insured furniture and effect for fire, explosion, aircraft damage, lightning, earthquake, storm and tempest floodwaters, accident, impact, malicious arts, riots, strikes, non-delivery, burglary and volcanic activity only.
As soon as possible after the occurence of an event that may arise to a claim under the policy, the Insured must:
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1.
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Take all reasonable steps to prevent any further loss or damage |
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2.
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Note details of any loss or damage on the carrier's receipt |
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3.
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Notify the insured in writing within two (2) days of delivery detailing all damages and loss sustained |
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4.
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Obtain at least two (2) independent quotations for repairs/replacements |
The insured must not authorise repairs or replacements of any insured furniture and effects lost or damaged in transit without the consent of the insurers.
Any claims for property damage must be lodged with carrier at the time of uplift or delivery ONLY.
Late claims will be denied.
The following risks are not covered, loss damage or expense caused by:-
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1. |
Delay |
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2. |
Confiscation or detention by Customs or other difficulties or authorities |
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3. |
Wear and tear, moth vermin, normal atmospheric or climatic conditions or inherent vice |
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4. |
Mechanical, electrical or electronic breakdown or derangement unless there is external evidence of the breakdown or derangment having been directly caused by an insured risk |
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5. |
Loss or damage to any living pot plant |
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6. |
Loss or damage for any jewellery, money, personal items and papers, documents or stones considered to be valuable |
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7. |
Damage or loss to any carton not packed or unpacked by W.E. Hughes or their appointed representative or agent |
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8. |
Loss, damage or spoilage of animals, pets, foods and drinks, all perishables, motor vehicles, boats and trailers, unless specified in the insurane proposal |
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9. |
Damage or loss to any artwork, precision equipment, collection of coins and stamps, antiques, curios, and containers of precious metals, unless directly specified on the declaration proposal |
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10. |
Damage caused by deterioration, decay, mould and mildew, infestation of oxidation |
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11. |
Items that are inherently frail and susceptible to damage when moved any wear and tear, depreciation or any inherent vice on insured furniture and effects |
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12. |
Any loss or damage, which includes loss of profits, markets or any property use which may consequent to any submitted claim |
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13. |
Exclusion of damage or loss caused by armed conflicts, nuclear fusion and or fission |
Contact W.E. Hughes for further Adelaide Removalist information.
W.E. Hughes
Adelaide Furniture Removals & Storage
165 Morphett Road
North Plympton
South Australia 5037
Phone (08)8295 7899
Fax (08) 8295 7677
Call W.E. Hughes for a FREE Adelaide removalist quote on (08)8295 7899